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Frequently refers to 2 situations in particular person bankruptcy scenarios: (one) the "individual or team briefing" from a nonprofit spending plan and credit rating counseling agency that unique debtors have to attend ahead of filing under any chapter with the Bankruptcy Code; and (2) the "tutorial program in personal financial management" in chapters 7 and thirteen that an individual debtor will have to finish prior to a discharge is entered.
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A declare or credit card debt for which a creditor holds no Specific assurance of payment, for instance a house virginia bankruptcy lawyers loan or lien; a debt for which credit history was extended based exclusively on the creditor's assessment with the debtor's upcoming capability to fork out.
The meeting of creditors needed by segment 341 on the Bankruptcy Code at which the debtor is questioned below oath by creditors, a trustee, examiner, or perhaps the U.S. trustee about his/her monetary affairs. Also known as creditors' Conference.
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